Becoming a Landlord

With the house purchase market unstable, it isn't a good time to sell your house. People don't seem to be interested in buying property any more, and flats and houses aren't selling quickly enough for most vendors to be able to move.

There are, however, other options. The rental market is strong in most areas of the UK and it is possible to let your house or flat out. Rents are increasing at the moment, so as a landlord it is a great time to take this opportunity. It is commonly thought that people want to rent unfurnished properties and use their own belongings but that isn't always the case. There are also many potential tenants who are looking for furnished properties.

If you do become a landlord for the first time, there are some things you should do. You should make sure you inform your mortgage lender. It is also a good idea to take out insurance on your property, for any belongings you leave there, and to insure against a tenant running off without paying.

Rental income is taxable but you can make deductions, for example for mortgage interest and maintenance or ground rent fees. It is best to contact an accountant for information and to make sure you do everything properly.

If you rent out your property, you will have a steady income from it and you still have the property to return to if your circumstances change. It is definitely worth considering in today's market.



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